Yes — and your first 6 months are free. Create your account, build your rate cards, and start taking bookings without paying us a monthly fee. After the trial, the Starter plan is $5/mo (annual) or $7/mo (monthly). The only other cost is a small service fee when you actually get paid, based on your plan tier at checkout. No hidden charges, no setup fees, and no payout fees to your bank beyond that.

When a client books a service from your rate card, they pay up front. The payment clears through Stripe and typically lands in your connected bank account about 2 business days after that. Heads up: your very first payout is the exception — it commonly takes 7–14 days while Stripe finishes verifying your account. Every payout after that follows Stripe's standard 2-business-day schedule. No chasing invoices, no "hey can you Venmo me" texts, no waiting. Your wallet shows every transaction. Your projects show status of your work.

PayPal and Venmo are payment apps — they move money, but they don't sell your services. With RateCards, clients land on a page that shows exactly what you offer, at what price, with what terms. They pick a service, agree to your conditions, and pay — all in one flow. You get a professional storefront, not just a payment request. It also means clients can discover and book you without you having to manually follow up every time.

Anything you charge for: yard work, fitness training, haircuts, tutoring, photography, house cleaning, massage, handyman work, landscaping, music lessons, consulting, design, bookkeeping, software development — if it's a service you deliver and a client pays for, you can list it. You set the name, description, price, and delivery terms for each one. Many providers list multiple income streams each with a rate card so clients can see and book everything you offer.

No — nothing to download, nothing to sign up for. Clients tap your link, browse your services, pick what they want, and pay by card. It works like any checkout on the web. The less friction between "I want to book this" and "done," the higher your conversion rate. That's by design.

You're in control. You can set any service to require your approval before payment is collected — clients send a booking request, you review the details, and only then does the charge go through. This is ideal for custom work, larger projects, or when you want to confirm scope, location, or timeline before locking anything in.

All payments are processed by Stripe — the same infrastructure behind Amazon, Shopify, and millions of other businesses worldwide. Payouts go directly from Stripe to your bank account; RateCards never holds your funds. Client card data is encrypted end-to-end and never stored on our servers. Your money is yours from the moment it clears.

Because clients agree to your service terms at checkout — including your cancellation and refund policy — you have documented evidence if a dispute is filed. RateCards gives you a paper trail: the booking record, the terms the client accepted, and the payment confirmation. Disputes go through Stripe's standard process, and having that evidence significantly improves your position. We're also working on additional seller protections.

No. RateCards is built for independent earners — freelancers, solo operators, side hustlers, and anyone who gets paid for their skills. You don't need an LLC, a business license, or even a business bank account to get started. You just need a personal bank account to receive payouts. If you're self-employed or earn on the side, you're exactly who this is for.

Most people are live in under 10 minutes. Create your account, connect your bank through Stripe (about 3 minutes), add your services with prices, and share your link. The moment someone taps it, they can book and pay. No website, no designer, no developer needed — just your services and an internet connection.